Understanding Your Credit Report

Your credit report is one of the single most important parts of your financial life. Without a credit history, you may have trouble obtaining home purchase loans, opening credit cards, or even getting utility accounts in your name. Your credit report shows your credit history, which lenders use to determine the risk of making a loan.

Here’s what you need to know about your credit report and how to make sure it’s accurate.

This infographic was created by Stein Saks, a credit report dispute attorney

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